Cash & forecasting
Cash-flow forecasts, scenarios and working-capital visibility to support investment and funding decisions.
Understand your margins.
Plan your cash and next move.
For established businesses where sales are growing but cash, margins or finance capacity are under pressure. Get senior financial input without appointing a full-time CFO.
Discuss CFO support ↗︎ Explore fees ↗︎THE SCOPE01 02 03
Financial leadership where it matters
Performance & board reporting
Management information, budgets and meaningful KPIs that show what is changing and where attention is needed.
Growth & funding preparation
Financial modelling and support for funding discussions, with assumptions and risks made clear.
ILLUSTRATIVE EXAMPLEFrom the numbers
From the numbers
to the next decision.
A simplified monthly review. Figures and thresholds are examples, not client results or recommended benchmarks.
MONTHLY FINANCIAL REVIEWIllustrative business · September
Budget £260k £10k below
Budget 35% 3 percentage points below
Budget £29k £11k below
Cash ahead
Forecast closing cash · £000
November: £5k below the illustrative £90k buffer.
WHAT NEEDS ATTENTION?Growth needs cash.
Growth needs cash.
Sales need margin.
Review pricing and delivery costs behind the margin shortfall. Check collection dates and planned spending before November.
Action ownerManaging director + finance leadNext reviewNext weekly cash review
Example assumptions: gross profit £80k less operating costs £62k = operating profit £18k. Budget: £91k less £62k = £29k. A full review would include the underlying reconciliations and forecast assumptions. Your reporting scope is agreed separately.
How is the engagement structured?
The scope and frequency depend on your finance team, reporting needs and decisions. We agree responsibilities, outputs and fees before work starts.
All engagements are subject to acceptance and applicable independence requirements.
Senior financial input for the decisions on your desk
You may have accounts and regular reports but still be unsure which work is profitable, how much cash the next contract will need or whether the business can support another hire. We help establish what information is missing and how it should inform the decision.
Start with the information you can rely on
We review the reporting you receive, the underlying records and the responsibilities within your finance team. Where information needs to be improved, we agree the work required before building forecasts or drawing conclusions from it.
Agree the reporting and review you need
The engagement can include management reporting, budgets, cash-flow forecasts, scenario analysis and a focused set of KPIs. We agree who prepares each item, when it is reviewed and which decisions it should support.
A review should explain significant movements, challenge the assumptions and identify actions for management. For cash, that includes the timing of receipts and payments and the lowest forecast balance, as well as the period-end position.
Follow through with your team
We work alongside your existing finance team and advisers, with an agreed schedule of meetings and forecast updates. Actions have named owners and review dates, so reporting leads to decisions that can be followed up.
Where dependable management accounts are the main requirement, we can agree that service separately. The level of support should reflect the capability your business needs.
Senior financial input with clear responsibilities
Accendo provides senior financial input alongside your existing finance arrangements. We agree responsibility for preparing information, reviewing assumptions and following up actions, with partner involvement in the significant financial choices.
Turn the cash forecast into a weekly decision
Compare forecast receipts and payments with what actually happened. Understand the cause of the difference, update the assumptions and decide whether action is needed before cash becomes tight.
Read Asif’s cash forecast perspectiveDiscuss the support your business needs
Tell us which decisions are being delayed, what reports you receive and how your finance team is structured. We will discuss whether recurring CFO support, a defined project or management reporting is the appropriate starting point.