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PARTNER PERSPECTIVES

Experience.
Applied to your next decision.

Practical observations on audit, financial clarity and controlled growth. A focused view on what matters, why it matters and what to consider next.

Perspectives for the decisions ahead.

13 perspectives
Strategic advisory

Exit readiness starts with evidence, not a valuation

For a sale, succession or management buyout, start with evidence of earnings, cash generation and a business that can operate beyond one key person.

Asif Rafique, FCA, FCCA, BFP2 min read
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Outsourced CFO

What does the next contract ask your business to fund?

Before accepting more work, follow the cash from delivery costs to collection. Profitable growth can still require funding before customer receipts arrive.

Asif Rafique, FCA, FCCA, BFP2 min read
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Audit & assurance

Changing auditors: test the delivery plan before the fee

A new audit quote should explain staffing, review dates, scope and transition. Use these questions to assess whether the proposed service will improve.

Asif Rafique, FCA, FCCA, BFP2 min read
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Strategic advisory

What should a quarterly business review actually decide?

A quarterly review should resolve choices for the next three months. Focus on material variances, unfinished actions and decisions that need an owner.

Asif Rafique, FCA, FCCA, BFP2 min read
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Outsourced CFO

Do you need CFO input or better monthly reporting?

Before buying CFO support, identify the missing capability: dependable monthly reporting, finance control or judgement on a specific commercial decision.

Asif Rafique, FCA, FCCA, BFP2 min read
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Audit & assurance

Connect group reporting with the UK statutory audit

UK subsidiaries can face two reporting timetables. Clarify the accounting bridge, intercompany position and audit responsibilities before deadlines converge.

Asif Rafique, FCA, FCCA, BFP2 min read
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Strategic advisory

Why delegation fails when decision rights are unclear

Job titles alone do not reduce dependence on the owner. Define outcomes, decision authority and escalation so managers can take responsibility.

Asif Rafique, FCA, FCCA, BFP2 min read
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Outsourced CFO

Which KPIs actually change management decisions?

A useful scorecard connects a small number of measures to decisions, owners and action. More charts do not necessarily mean better management information.

Asif Rafique, FCA, FCCA, BFP2 min read
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Audit & assurance

Agree the audit timetable before fieldwork begins

Audit preparation is easier when requests are phased around the reporting deadline, important judgements and the finance team’s capacity.

Accendo2 min read
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Strategic advisory

Before agreeing to growth, check cash, capacity and ownership

A promising contract or new hire needs more than a revenue case. Test its cash requirement, delivery capacity and decision ownership before committing.

Asif Rafique, FCA, FCCA, BFP2 min read
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Outsourced CFO

The weekly question that makes a cash forecast useful

A cash forecast becomes useful when assumptions are tested against actual receipts and payments. Here is the weekly discussion I would expect.

Asif Rafique, FCA, FCCA, BFP2 min read
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Audit & assurance

Audit evidence: received does not mean reviewed

Repeated audit requests consume management time. Asif Rafique explains the request controls finance directors should expect before fieldwork starts.

Asif Rafique, FCA, FCCA, BFP2 min read
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Strategic advisory

The question missing from many 90-day plans

A 90-day plan needs room in the diary as well as ambition. Decide what stops, who owns the change and what evidence will show progress.

Asif Rafique, FCA, FCCA, BFP2 min read
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